About ConCap®

Welcome to ConCap®! This place is more than an investment advisory firm, it’s a place where dreamers find themselves at home. That’s really what we believe we are doing here - we are collecting dreamers, and we are celebrating their dreams.

We created ConCap® with the fundamental belief that every person has a dream in their life, however big or small it is. Not everyone has the courage and the practical ability to realize it, but we know that a select few will do something about it. And it is for those select few, the practical dreamers, that I have created my firm.

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About Our Founder

I’m VJ Arjan, the founder of ConCap®, and I haven't been financially dependent on a full-time job for the better part of my adult life.

The difference between me and those who retire much later in life isn’t wealth or privilege; it’s a mindset. When I was young, I had a mentor encourage me to invest a larger percentage of my income in the market than most people do. I was absolutely determined in achieving my future goals, so I did it. The result? Financial freedom by the time I was 27.

My goal wasn’t simply to be financially independent, but to gain the freedom to pursue what I wanted in life. That is what led me to create ConCap®. There’s nothing more important to me than sharing my expertise to help others achieve the same freedom and pursue their life dreams.

 

VJ received his degree in Business Finance at The University of Texas at Dallas, has successfully earned The Certified Financial Planner™ (CFP®) and Chartered Financial Consultant® (ChFC®) certifications, and enjoys constantly perfecting his craft as an advisor and wealth manager.

In addition to finance, he is deeply interested and reads up extensively on business law, psychology, philosophy, and metaphysics. He lives with his wife (who is another dreamer just like him) in a suburb of Chicago.

What Drives Our Passion

What is most important to us is building life-long relationships with our clients as we work towards their financial independence. We want to help others realize that they don’t have to work in that 9-5 job that they hate just to make a paycheck. Anyone can follow the ConCap® method with smart investing, the right spending and saving habits, and a willingness to go all in.

What We Do

Our ConCap® advisors are financial mentors for our clients. From the outset, we are focused on helping our clients in changing their mindset on how they think about their spending and investing habits. We make sure they stay on track by engaging in quarterly client calls; this helps to instill and reinforce those habits we’ve been implementing. After the first few years, the process generally becomes easier and more streamlined as clients become familiar with the process.

Anyone can do it, but not everyone will.
Where do you fit in?

Who We Serve

Outline

Any Salary

Our methods aren’t exclusive to those with six-figure salaries. Anyone who is ready to radically change the way they save, spend, and invest is someone we want to work with.

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Any Financial Knowledge

Our clients don’t need to know anything about investing. In many cases, the less they know, the better, since our methods go beyond the traditional advice normally offered.

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Any Situation

It’s not the life circumstances of our clients that matter, it’s the mindset. We are excited to work with anyone who is committed and ready to work with us.

Frequently Asked Questions

All too many people assume they can’t have financial independence due to their income, life circumstances, or age, but in reality, we love to challenge the stereotypes. Here are answers to some of the most common misconceptions and frequently asked questions about finding financial freedom through ConCap®.

Financial freedom is really a mind problem and a math problem. It obviously helps if you make more money, but what is more important is whether you have the desire and discipline to save and invest over time.